[Federal Register Volume 70, Number 135 (Friday, July 15, 2005)]
[Notices]
[Pages 41012-41020]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 05-12951]



[[Page 41012]]

=======================================================================
-----------------------------------------------------------------------

FEDERAL HOUSING FINANCE BOARD

[No. 2005-N-03]


Federal Home Loan Bank Members Selected for Community Support 
Review

AGENCY: Federal Housing Finance Board.

ACTION: Notice.

-----------------------------------------------------------------------

SUMMARY: The Federal Housing Finance Board (Finance Board) is 
announcing the Federal Home Loan Bank (Bank) members it has selected 
for the 2004-05 sixth quarter review cycle under the Finance Board's 
community support requirements regulation. This notice also prescribes 
the deadline by which Bank members selected for review must submit 
Community Support Statements to the Finance Board.

DATES: Bank members selected for the review cycle under the Finance 
Board's community support requirements regulation must submit completed 
Community Support Statements to the Finance Board on or before August 
30, 2005.

ADDRESSES: Bank members selected for the 2004-05 sixth quarter review 
cycle under the Finance Board's community support requirements 
regulation must submit completed Community Support Statements to the 
Finance Board either by regular mail at the Federal Housing Finance 
Board, Office of Supervision, Community Investment and Affordable 
Housing, 1625 Eye Street, NW., Washington, DC 20006-4001, or by 
electronic mail at [email protected].

FOR FURTHER INFORMATION CONTACT: Emma J. Fitzgerald, Program Analyst, 
Office of Supervision, Community Investment and Affordable Housing, by 
telephone at (202) 408-2874, by electronic mail at 
[email protected], or by regular mail at the Federal Housing Finance 
Board, 1625 Eye Street, NW., Washington, DC 20006-4001.

SUPPLEMENTARY INFORMATION: 

I. Selection for Community Support Review

    Section 10(g)(1) of the Federal Home Loan Bank Act (Bank Act) 
requires the Finance Board to promulgate regulations establishing 
standards of community investment or service Bank members must meet in 
order to maintain access to long-term advances. See 12 U.S.C. 
1430(g)(1). The regulations promulgated by the Finance Board must take 
into account factors such as the Bank member's performance under the 
Community Reinvestment Act of 1977 (CRA), 12 U.S.C. 2901 et seq., and 
record of lending to first-time homebuyers. See 12 U.S.C. 1430(g)(2). 
Pursuant to section 10(g) of the Bank Act, the Finance Board has 
promulgated a community support requirements regulation that 
establishes standards a Bank member must meet in order to maintain 
access to long-term advances, and review criteria the Finance Board 
must apply in evaluating a member's community support performance. See 
12 CFR part 944. The regulation includes standards and criteria for the 
two statutory factors--CRA performance and record of lending to first-
time homebuyers. 12 CFR 944.3. Only members subject to the CRA must 
meet the CRA standard. 12 CFR 944.3(b). All members, including those 
not subject to CRA, must meet the first-time homebuyer standard. 12 CFR 
944.3(c).
    Under the rule, the Finance Board selects approximately one-eighth 
of the members in each Bank district for community support review each 
calendar quarter. 12 CFR 944.2(a). The Finance Board will not review an 
institution's community support performance until it has been a Bank 
member for at least one year. Selection for review is not, nor should 
it be construed as, any indication of either the financial condition or 
the community support performance of the member.
    Each Bank member selected for review must complete a Community 
Support Statement and submit it to the Finance Board by the August 30, 
2005 deadline prescribed in this notice. 12 CFR 944.2(b)(1)(ii) and 
(c). On or before August 1, 2005, each Bank will notify the members in 
its district that have been selected for the 2004-05 sixth quarter 
community support review cycle that they must complete and submit to 
the Finance Board by the deadline a Community Support Statement. 12 CFR 
944.2(b)(2)(i). The member's Bank will provide a blank Community 
Support Statement Form, which also is available on the Finance Board's 
Web site: http://WWW.FHFB.GOV. Upon request, the member's Bank also 
will provide assistance in completing the Community Support Statement.
    The Finance Board has selected the following members for the 2004-
05 sixth quarter community support review cycle:

------------------------------------------------------------------------
 
------------------------------------------------------------------------
              Federal Home Loan Bank of Boston--District 1
------------------------------------------------------------------------
Charter Oak Federal Credit      Groton...........  Connecticut.
 Union.
Salisbury Bank and Trust        Lakeville........  Connecticut.
 Company.
Chelsea Groton Savings Bank...  Norwich..........  Connecticut.
Rockville Bank................  Rockville........  Connecticut.
Thomaston Savings Bank........  Thomaston........  Connecticut.
The Wilton Bank...............  Wilton...........  Connecticut.
Kennebec Savings Bank.........  Augusta..........  Maine.
Bath Savings Institution......  Bath.............  Maine.
Maine Savings Federal Credit    Hampden..........  Maine.
 Union.
Androscoggin Savings Bank.....  Lewiston.........  Maine.
Saco & Biddeford Savings        Saco.............  Maine.
 Institution.
Sanford Institution for         Sanford..........  Maine.
 Savings.
Asian American Bank & Trust     Boston...........  Massachusetts.
 Company.
The Community Bank............  Brockton.........  Massachusetts.
Chicopee Savings Bank.........  Chicopee.........  Massachusetts.
Weymouth Bank.................  East Weymouth....  Massachusetts.
Easthampton Savings Bank......  Easthampton......  Massachusetts.
Dukes County Savings Bank.....  Edgartown........  Massachusetts.
Bank of Fall River............  Fall River.......  Massachusetts.
Gloucester Cooperative Bank...  Gloucester.......  Massachusetts.
Hudson Savings Bank...........  Hudson...........  Massachusetts.
Hyde Park Cooperative Bank....  Hyde Park........  Massachusetts.
Lee Bank......................  Lee..............  Massachusetts.
Washington Savings Bank.......  Lowell...........  Massachusetts.

[[Page 41013]]

 
Community Credit Union of Lynn  Lynn.............  Massachusetts.
Eastern Bank..................  Lynn.............  Massachusetts.
National Grand Bank...........  Marblehead.......  Massachusetts.
Strata Bank...................  Medway...........  Massachusetts.
Middlesex Savings Bank........  Natick...........  Massachusetts.
Newburyport Five Cents Savings  Newburyport......  Massachusetts.
 Bank.
North Easton Savings Bank.....  North Easton.....  Massachusetts.
Norwood Cooperative Bank......  Norwood..........  Massachusetts.
Seamen's Bank.................  Provincetown.....  Massachusetts.
Rockport National Bank........  Rockport.........  Massachusetts.
Granite Savings Bank..........  Rockport.........  Massachusetts.
Randolph Savings Bank.........  Stoughton........  Massachusetts.
Walpole Co-operative Bank.....  Walpole..........  Massachusetts.
Watertown Savings Bank........  Watertown........  Massachusetts.
UnitedBank....................  West Springfield.  Massachusetts.
Northern Bank & Trust Company.  Woburn...........  Massachusetts.
First Colebrook Bank..........  Colebrook........  New Hampshire.
NH Federal Credit Union.......  Concord..........  New Hampshire
Merrimack County Savings Bank.  Concord..........  New Hampshire.
Laconia Savings Bank..........  Laconia..........  New Hampshire.
Mascoma Savings Bank..........  Lebanon..........  New Hampshire.
Southern New Hampshire Bank...  Salem............  New Hampshire.
-------------------------------
             Federal Home Loan Bank of New York--District 2
------------------------------------------------------------------------
United Roosevelt Savings Bank.  Carteret.........  New Jersey.
Skylands Community Bank.......  Hackettstown.....  New Jersey.
Haddon Savings Bank...........  Haddon Heights...  New Jersey.
New Community Federal Credit    Newark...........  New Jersey.
 Union.
Gibraltar Savings Bank, FSB...  Newark...........  New Jersey.
Merrill Lynch Trust Company,    Princeton........  New Jersey.
 FSB.
The Rahway Savings Institution  Rahway...........  New Jersey.
Interchange Bank..............  Saddle Brook.....  New Jersey.
Minotola National Bank........  Vineland.........  New Jersey.
Flatbush FS&LA of Brooklyn....  Brooklyn.........  New York.
Manufacturers and Traders       Buffalo..........  New York.
 Trust Company.
The Bank of Greene County.....  Catskill.........  New York.
Ontario National Bank.........  Clifton Springs..  New York.
Bank of Richmondville.........  Cobleskill.......  New York.
Fairport Savings Bank.........  Fairport.........  New York.
Trustco Bank..................  Glenville........  New York.
Highland Falls FS&LA..........  Highland Falls...  New York.
Steuben Trust Company.........  Hornell..........  New York.
Ulster Savings Bank...........  Kingston.........  New York.
Suffolk Federal Credit Union..  Medford..........  New York.
Habib American Bank...........  New York.........  New York.
Sterling National Bank........  New York.........  New York.
Atlantic Bank of New York.....  New York.........  New York.
Rome Savings Bank.............  Rome.............  New York.
Sleepy Hollow Bank............  Sleepy Hollow....  New York.
Solvay Bank...................  Solvay...........  New York.
Walden Savings Bank...........  Walden...........  New York.
Champlain National Bank.......  Willsboro........  New York.
Banco Popular de Puerto Rico..  San Juan.........  Puerto Rico.
-------------------------------
            Federal Home Loan Bank of Pittsburgh--District 3
------------------------------------------------------------------------
Enterprise Bank...............  Allison Park.....  Pennsylvania.
Apollo Trust Company..........  Apollo...........  Pennsylvania.
Farmers and Merchants Trust     Chambersburg.....  Pennsylvania.
 Company of Chambersburg.
Cambria County FS&LA..........  Cresson..........  Pennsylvania.
Premier Bank..................  Doylestown.......  Pennsylvania.
Portage National Bank.........  Ebensburg........  Pennsylvania.
Elderton State Bank...........  Elderton.........  Pennsylvania.
East Penn Bank................  Emmaus...........  Pennsylvania.
First National Bank of          Fredericksburg...  Pennsylvania.
 Fredericksburg.
The Gratz National Bank.......  Gratz............  Pennsylvania.
Harleysville National Bank &    Harleysville.....  Pennsylvania.
 Trust Company.
Irwin Bank and Trust Company..  Irwin............  Pennsylvania.
The Farmers National Bank of    Kittanning.......  Pennsylvania.
 Kittanning.
The Bank of Landisburg........  Landisburg.......  Pennsylvania.
First National Bank of          Liverpool........  Pennsylvania.
 Liverpool.
The Mars National Bank........  Mars.............  Pennsylvania.
The Fulton County National      McConnellsburg...  Pennsylvania.
 B&TC.
The Union National Bank of      Mt. Carmel.......  Pennsylvania.
 Mount Carmel.
The New Tripoli National Bank.  New Tripoli......  Pennsylvania.

[[Page 41014]]

 
The National Bank of North      North East.......  Pennsylvania.
 East.
Police & Fire Federal Credit    Philadelphia.....  Pennsylvania.
 Union.
Reliance Standard Life          Philadelphia.....  Pennsylvania.
 Insurance Company.
Phoenixville Federal Bank and   Phoenixville.....  Pennsylvania.
 Trust.
Orrstown Bank.................  Shippensburg.....  Pennsylvania.
Jersey Shore State Bank.......  Williamsport.....  Pennsylvania.
PeoplesBank, a Codurus Valley   York.............  Pennsylvania.
 Company.
First Exchange Bank...........  Mannington.......  West Virginia.
Ameribank.....................  Welch............  West Virginia.
-------------------------------
   Federal Home Loan Bank of
      Atlanta--District 4
-------------------------------
AuburnBank....................  Auburn...........  Alabama.
First Commercial Bank of        Huntsville.......  Alabama.
 Huntsville.
Peachtree Bank................  Maplesville......  Alabama.
The North Jackson Bank........  Stevenson........  Alabama.
Riverside National Bank.......  Fort Pierce......  Florida.
Community First Credit Union    Jacksonville.....  Florida.
 of Florida.
Peoples State Bank............  Lake City........  Florida.
The Bank of Brevard...........  Melbourne........  Florida.
Pinebank......................  Miami............  Florida.
The First National Bank of      Milton...........  Florida.
 Florida.
SOUTHBank, A Federal Savings    Palm Beach         Florida.
 Bank.                           Gardens.
The Bank of Tampa.............  Tampa............  Florida.
Pilot Bank....................  Tampa............  Florida.
First Commercial Bank of Tampa  Tampa............  Florida.
 Bay.
Indian River National Bank....  Vero Beach.......  Florida.
First American Bank and Trust   Athens...........  Georgia.
 Company.
Main Street Bank..............  Covington........  Georgia.
First State Bank of Randolph    Cuthbert.........  Georgia.
 County.
Glennville Bank...............  Glennville.......  Georgia.
Farmers and Merchants Bank....  Lakeland.........  Georgia.
Security Bank of Bibb County..  Macon............  Georgia.
Southwest Georgia Bank........  Moultrie.........  Georgia.
Carver State Bank.............  Savannah.........  Georgia.
The First State Bank..........  Stockbridge......  Georgia.
Bank of Upson.................  Thomaston........  Georgia.
Thomasville National Bank.....  Thomasville......  Georgia.
Kopernik Federal Bank.........  Baltimore........  Maryland.
Liberty Federal Savings and     Baltimore........  Maryland.
 Loan Association.
Slavie Federal Savings Bank...  Bel Air..........  Maryland.
Chesapeake Bank and Trust       Chestertown......  Maryland.
 Company.
Mercantile Eastern Shore Bank.  Chestertown......  Maryland.
Hagerstown Trust Company......  Hagerstown.......  Maryland.
Lafayette Federal Credit Union  Kensington.......  Maryland.
First United Bank & Trust.....  Oakland..........  Maryland.
NBRS Financial................  Rising Sun.......  Maryland.
Bank of Stanly................  Albemarle........  North Carolina.
Home Savings Bank of            Albemarle........  North Carolina.
 Albemarle, SSB.
Self-Help Credit Union........  Durham...........  North Carolina.
Gibsonville Community Bank....  Gibsonville......  North Carolina.
Farmers & Merchants Bank......  Salisbury........  North Carolina.
First National Bank of Shelby.  Shelby...........  North Carolina.
Farmers and Merchants Bank of   Holly Hill.......  South Carolina.
 South Carolina.
Northern Neck State Bank......  Bowling Green....  Virginia.
American National Bank and      Danville.........  Virginia.
 Trust Company.
The Bank of Fincastle.........  Fincastle........  Virginia.
Marshall National Bank and      Marshall.........  Virginia.
 Trust Company.
The Middleburg Bank...........  Middleburg.......  Virginia.
First Sentinel Bank...........  Richlands........  Virginia.
First Bank....................  Strasburg........  Virginia.
-------------------------------
            Federal Home Loan Bank of Cincinnati--District 5
------------------------------------------------------------------------
Bedford Loan and Deposit Bank.  Bedford..........  Kentucky.
The Berea National Bank.......  Berea............  Kentucky.
South Central Bank of Bowling   Bowling Green....  Kentucky.
 Green, Inc.
Meade County Bank.............  Brandenburg......  Kentucky.
Campbellsville National Bank..  Campbellsville...  Kentucky.
The First National Bank of      Columbia.........  Kentucky.
 Columbia.
First National Bank of          Ft. Mitchell.....  Kentucky.
 Northern Kentucky.
Bank of Germantown............  Germantown.......  Kentucky.
Edmonton State Bank...........  Glasgow..........  Kentucky.
South Central Bank of Barren    Glasgow..........  Kentucky.
 County, Inc.
United Community Bank.........  Glasgow..........  Kentucky.
First Security Bank & Trust,    Island...........  Kentucky.
 McLean.

[[Page 41015]]

 
The First Bremen Bank.........  Lancaster........  Kentucky.
The Lawrenceburg National Bank  Lawrenceburg.....  Kentucky.
The Farmers National Bank of    Lebanon..........  Kentucky.
 Lebanon.
Square D Employees' Federal     Lexington........  Kentucky.
 Credit Union.
Commonwealth Bank and Trust     Louisville.......  Kentucky.
 Company.
The Citizens National Bank....  Russellville.....  Kentucky.
Bullitt County Bank...........  Sheperdsville....  Kentucky.
Bank of McCreary County.......  Whitley City.....  Kentucky.
Williamsburg National Bank....  Williamsburg.....  Kentucky.
FirstMerit Bank, N.A..........  Akron............  Ohio.
Bethel Building and Loan        Bethel...........  Ohio.
 Company.
The Equitable Savings and Loan  Cadiz............  Ohio.
 Company.
CinFed Employees Federal        Cincinnati.......  Ohio.
 Credit Union.
The Mt. Washington Savings and  Cincinnati.......  Ohio.
 Loan Company.
ShoreBank, Cleveland..........  Cleveland........  Ohio.
Community First Bank, National  Forest...........  Ohio.
 Association.
First Ohio Credit Union,        Fostoria.........  Ohio.
 Incorporated.
Galion Building and Loan        Galion...........  Ohio.
 Association.
Second National Bank..........  Greenville.......  Ohio.
Greenville National Bank......  Greenville.......  Ohio.
First Federal Savings and Loan  Lorain...........  Ohio.
 Association of Lorain.
The New Richmond National Bank  New Richmond.....  Ohio.
Geauga Savings Bank...........  Newbury..........  Ohio.
The Ripley National Bank......  Ripley...........  Ohio.
Ripley Federal Savings and      Ripley...........  Ohio.
 Loan Association.
The First National Bank of      Shelby...........  Ohio.
 Shelby.
Strasburg Savings Bank........  Strasburg........  Ohio.
Toledo Area Catholic Credit     Sylvania.........  Ohio.
 Union.
The Peoples Savings Bank......  Urbana...........  Ohio.
First FS&LA of Van Wert.......  Van Wert.........  Ohio.
The Second National Bank of     Warren...........  Ohio.
 Warren.
Perpetual Savings Bank........  Wellsville.......  Ohio.
People's Community Bank.......  West Chester.....  Ohio.
First Federal Savings Bank of   Zanesville.......  Ohio.
 Eastern Ohio.
The Citizens National Bank of   Athens...........  Tennessee.
 Athens.
Tennessee Valley Federal        Chattanooga......  Tennessee.
 Credit Union.
Bank of Putnam County.........  Cookeville.......  Tennessee.
Farmers Bank..................  Cornersville.....  Tennessee.
First Federal Bank............  Dickson..........  Tennessee.
Carter County Bank............  Elizabethton.....  Tennessee.
Jackson Bank & Trust..........  Gainesboro.......  Tennessee.
Gates Banking & Trust Company.  Gates............  Tennessee.
Bank of Gleason...............  Gleason..........  Tennessee.
Greene County Bank............  Greeneville......  Tennessee.
Bank of Halls.................  Halls............  Tennessee.
Commercial Bank...............  Harrogate........  Tennessee.
Union Bank....................  Jamestown........  Tennessee.
Bank of Tennessee.............  Kingsport........  Tennessee.
First Bank....................  Lexington........  Tennessee.
Enterprise National Bank......  Memphis..........  Tennessee.
The Bank of Milan.............  Milan............  Tennessee.
Cavalry Banking...............  Murfreesboro.....  Tennessee.
Commercial Bank & Trust         Paris............  Tennessee.
 Company.
Tennessee State Bank..........  Pigeon Forge.....  Tennessee.
The Farmers Bank..............  Portland.........  Tennessee.
Central Bank..................  Savannah.........  Tennessee.
First Community Bank of         Shelbyville......  Tennessee.
 Bedford County.
Farmers & Merchants Bank......  Trezevant........  Tennessee.
American City Bank............  Tullahoma........  Tennessee.
Reelfoot Bank.................  Union City.......  Tennessee.
-------------------------------
           Federal Home Loan Bank of Indianapolis--District 6
------------------------------------------------------------------------
The New Washington State Bank.  Charlestown......  Indiana.
First National Bank...........  Cloverdale.......  Indiana.
CSB State Bank................  Cynthiana........  Indiana.
Three Rivers Federal Credit     Fort Wayne.......  Indiana.
 Union.
Grabill Bank..................  Grabill..........  Indiana.
Union Federal Bank of           Indianapolis.....  Indiana.
 Indianapolis.
Landmark Savings Bank, F.S.B..  Indianapolis.....  Indiana.
Lafayette Savings Bank........  Lafayette........  Indiana.
Peoples Savings & Loan          Monticello.......  Indiana.
 Association.
Home Building Savings Bank,     Washington.......  Indiana.
 FSB.
American Trust and Savings      Whiting..........  Indiana.
 Bank.
Liberty Savings Bank, FSB.....  Whiting..........  Indiana.
FirstBank--Alma...............  Alma.............  Michigan.

[[Page 41016]]

 
Signature Bank................  Bad Axe..........  Michigan.
Lake--Osceola State Bank......  Baldwin..........  Michigan.
Central State Bank............  Beulah...........  Michigan.
Eastern Michigan Bank.........  Croswell.........  Michigan.
State Bank of Ewen............  Ewen.............  Michigan.
Oakland Commerce Bank.........  Farmington Hills.  Michigan.
Credit Union One..............  Ferndale.........  Michigan.
Valley Ridge Bank.............  Kent City........  Michigan.
Co-op Services Credit Union...  Livonia..........  Michigan.
Firstbank.....................  Mount Pleasant...  Michigan.
First National Bank of Norway.  Norway...........  Michigan.
Sterling Bank & Trust, FSB....  Southfield.......  Michigan.
First Resource Federal Credit   St. Joseph.......  Michigan.
 Union.
-------------------------------
              Federal Home Loan Bank of Chicago--District 7
------------------------------------------------------------------------
National Bank of Commerce.....  Berkeley.........  Illinois.
Commonwealth Credit Union.....  Bourbonnais......  Illinois.
Prairie Bank and Trust Company  Bridgeview.......  Illinois.
First National Bank of          Brookfield.......  Illinois.
 Brookfield.
The Egyptian State Bank.......  Carrier Mills....  Illinois.
Carrollton Bank...............  Carrollton.......  Illinois.
ShoreBank.....................  Chicago..........  Illinois.
The First Commercial Bank.....  Chicago..........  Illinois.
Marquette Bank................  Chicago..........  Illinois.
Resource Bank, N.A............  DeKalb...........  Illinois.
Du Quoin State Bank...........  DuQuoin..........  Illinois.
Metrobank, N.A................  East Molline.....  Illinois.
Crossroads Bank...............  Effingham........  Illinois.
Midwest Bank and Trust Company  Elmwood Park.....  Illinois.
Fisher National Bank..........  Fisher...........  Illinois.
First State Bank of Forrest...  Forrest..........  Illinois.
Midwest Community Bank........  Freeport.........  Illinois.
Galena State Bank & Trust       Galena...........  Illinois.
 Company.
Jacksonville Savings Bank.....  Jacksonville.....  Illinois.
Kankakee Federal Savings Bank.  Kankakee.........  Illinois.
Union Federal Savings and Loan  Kewanee..........  Illinois.
 Association.
Citizens State Bank...........  Lena.............  Illinois.
Brickyard Bank................  Lincolnwood......  Illinois.
Bank & Trust Company..........  Litchfield.......  Illinois.
Citizens National Bank........  Macomb...........  Illinois.
Okaw Building and Loan, s.b...  Mattoon..........  Illinois.
First Suburban National Bank..  Maywood..........  Illinois.
Community National Bank.......  Metropolis.......  Illinois.
Parish Bank and Trust Company.  Momence..........  Illinois.
Morris Building and Loan, s.b.  Morris...........  Illinois.
Warren-Boynton State Bank.....  New Berlin.......  Illinois.
First National Bank of Nokomis  Nokomis..........  Illinois.
Nokomis Savings Bank..........  Nokomis..........  Illinois.
Peoples Bank & Trust..........  Pana.............  Illinois.
First National Bank of Pana...  Pana.............  Illinois.
Vermillion Valley Bank........  Piper City.......  Illinois.
First State Bank of Red Bud...  Red Bud..........  Illinois.
Lincoln State Bank............  Rochelle.........  Illinois.
Capaha Bank, S.B..............  Tamms............  Illinois.
AmeriMark Bank................  Villa Park.......  Illinois.
Waukegan Savings and Loan, SB.  Waukegan.........  Illinois.
North Shore Trust and Savings.  Waukegan.........  Illinois.
Western Springs National Bank   Western Springs..  Illinois.
 and Trust.
Prospect Federal Savings Bank.  Worth............  Illinois.
First Community Bank, Xenia-    Xenia............  Illinois.
 Flora.
American National Bank Fox      Appleton.........  Wisconsin.
 Cities.
State Bank of Arcadia.........  Arcadia..........  Wisconsin.
First National Bank of Barron.  Barron...........  Wisconsin.
Blackhawk State Bank..........  Beloit...........  Wisconsin.
First National Bank of Berlin.  Berlin...........  Wisconsin.
Bonduel State Bank............  Bonduel..........  Wisconsin.
Bank of Cashton...............  Cashton..........  Wisconsin.
Badger State Bank.............  Cassville........  Wisconsin.
State Bank of Chilton.........  Chilton..........  Wisconsin.
American Bank.................  Eau Claire.......  Wisconsin.
American Bank.................  Fond du Lac......  Wisconsin.
Franklin State Bank...........  Franklin.........  Wisconsin.
Peoples Bank of Wisconsin.....  Hayward..........  Wisconsin.
Horicon State Bank............  Horicon..........  Wisconsin.
Farmers State Bank............  Markesan.........  Wisconsin.

[[Page 41017]]

 
Mid Wisconsin Bank............  Medford..........  Wisconsin.
Mitchell Bank.................  Milwaukee........  Wisconsin.
Lincoln State Bank............  Milwaukee........  Wisconsin.
Bank of Monticello............  Monticello.......  Wisconsin.
The Bank of New Glarus........  New Glarus.......  Wisconsin.
First National Bank of New      New Richmond.....  Wisconsin.
 Richmond.
The River Bank................  Osceola..........  Wisconsin.
Bank of Poynette..............  Poynette.........  Wisconsin.
Johnson Bank..................  Racine...........  Wisconsin.
Shell Lake State Bank.........  Shell Lake.......  Wisconsin.
Eagle Valley Bank, N.A........  St. Croix Falls..  Wisconsin.
Superior National Bank........  Superior.........  Wisconsin.
Acuity Bank, SSB..............  Tomah............  Wisconsin.
Shoreline Credit Union........  Two Rivers.......  Wisconsin.
Sunset Bank and Savings.......  Waukesha.........  Wisconsin.
The Equitable Bank, S.S.B.....  Wauwatosa........  Wisconsin.
ALLCO Credit Union............  West Allis.......  Wisconsin.
Fortress Bank of Westby.......  Westby...........  Wisconsin.
Westby Co-op Credit Union.....  Westby...........  Wisconsin.
-------------------------------
            Federal Home Loan Bank of Des Moines--District 8
------------------------------------------------------------------------
Ackley State Bank.............  Ackley...........  Iowa.
Exchange State Bank...........  Adair............  Iowa.
First State Bank..............  Belmond..........  Iowa.
Columbus Junction State Bank..  Columbus Junction  Iowa.
Freedom Security Bank.........  Coralville.......  Iowa.
Iowa State Savings Bank.......  Creston..........  Iowa.
Decorah Bank & Trust Company..  Decorah..........  Iowa.
AmerUS Life Insurance Company.  Des Moines.......  Iowa.
Dupaco Community Credit Union.  Dubuque..........  Iowa.
The Grundy National Bank......  Grundy Center....  Iowa.
Hartwick State Bank...........  Hartwick.........  Iowa.
Hiawatha Bank & Trust Company.  Hiawatha.........  Iowa.
Community State Bank..........  Indianola........  Iowa.
Green Belt Bank & Trust.......  Iowa Falls.......  Iowa.
First National Bank...........  Le Mars..........  Iowa.
First National Bank of          Muscatine........  Iowa.
 Muscatine.
Security State Bank...........  New Hampton......  Iowa.
Citizen's State Bank..........  Oakland..........  Iowa.
First National Bank of Sioux    Sioux Center.....  Iowa.
 Center.
The Security National Bank of   Sioux City.......  Iowa.
 Sioux City, Iowa.
Heartland Bank................  Somers...........  Iowa.
Farmers Trust and Savings Bank  Spencer..........  Iowa.
State Bank....................  Spencer..........  Iowa.
First Bank & Trust............  Spirit Lake......  Iowa.
The Citizens First National     Storm Lake.......  Iowa.
 Bank of Storm Lake.
West Chester Savings Bank.....  Washington.......  Iowa.
Community National Bank.......  Waterloo.........  Iowa.
The First National Bank of      Waverly..........  Iowa.
 Waverly.
Peoples Savings Bank..........  Wellsburg........  Iowa.
Farm Bureau Life Insurance      West Des Moines..  Iowa.
 Company.
Farm Bureau Mutual Insurance    West Des Moines..  Iowa.
 Company.
Farmers Savings Bank..........  Wever............  Iowa.
State Bank....................  Worthington......  Iowa.
Community America Credit Union  Lenexa...........  Kansas.
Atwater State Bank............  Atwater..........  Minnesota.
The First National Bank         Brewster.........  Minnesota.
 Brewster.
City-County Federal Credit      Brooklyn Center..  Minnesota.
 Union.
Peoples Bank of Commerce......  Cambridge........  Minnesota.
First National Bank...........  Chisholm.........  Minnesota.
Clinton State Bank............  Clinton..........  Minnesota.
Eitzen State Bank.............  Eitzen...........  Minnesota.
Mainstreet Bank...............  Forest Lake......  Minnesota.
Citizens State Bank of          Glenville........  Minnesota.
 Glenville.
First Security Bank--Hendricks  Hendricks........  Minnesota.
First National Bank of Henning  Henning..........  Minnesota.
Jackson Federal Savings and     Jackson..........  Minnesota.
 Loan Association.
Janesville State Bank.........  Janesville.......  Minnesota.
Citizens State Bank of          Kelliher.........  Minnesota.
 Kelliher.
Security State Bank of Kenyon.  Kenyon...........  Minnesota.
State Bank of Long Lake.......  Long Lake........  Minnesota.
Lake Country State Bank.......  Long Prairie.....  Minnesota.
United Prairie Bank--Madison..  Madison..........  Minnesota.
Bank of Maple Plain...........  Maple Plain......  Minnesota.
Superior Guaranty Insurance     Minneapolis......  Minnesota.
 Company.

[[Page 41018]]

 
Valley Bank & Trust...........  New Ulm..........  Minnesota.
Citizens Bank Minnesota.......  New Ulm..........  Minnesota.
Community National Bank.......  Northfield.......  Minnesota.
Minnwest Bank Ortonville......  Ortonville.......  Minnesota.
Pine River State Bank.........  Pine River.......  Minnesota.
First Security Bank--Sanborn..  Sanborn..........  Minnesota.
Americana Community Bank......  Sleepy Eye.......  Minnesota.
Western Bank..................  St. Paul.........  Minnesota.
Vermillion State Bank.........  Vermillion.......  Minnesota.
Northern State Bank of          Virginia.........  Minnesota.
 Virginia.
First State Bank of Wabasha...  Wabasha..........  Minnesota.
Heritage Bank, National         Willmar..........  Minnesota.
 Association.
Merchants Bank NA.............  Winona...........  Minnesota.
First State Bank of Wyoming...  Wyoming..........  Minnesota.
Bank of Zumbrota..............  Zumbrota.........  Minnesota.
Boone County National Bank....  Columbia.........  Missouri.
Southwest Bank of St. Louis...  Des Peres........  Missouri.
Commercial Trust Company......  Fayette..........  Missouri.
Home Exchange Bank............  Jamesport........  Missouri.
Jefferson Bank of Missouri....  Jefferson City...  Missouri.
Central Bank of Kansas City...  Kansas City......  Missouri.
Kearney Trust Company.........  Kearney..........  Missouri.
Lawson Bank...................  Lawson...........  Missouri.
United State Bank.............  Lewistown........  Missouri.
First Missouri State Bank.....  Poplar Bluff.....  Missouri.
First State Bank of Purdy.....  Purdy............  Missouri.
The Seymour Bank..............  Seymour..........  Missouri.
State Bank of Slater..........  Slater...........  Missouri.
Metropolitan National Bank....  Springfield......  Missouri.
Webb City Bank................  Webb City........  Missouri.
Heartland State Bank..........  Edgeley..........  North Dakota.
Bremer Bank, N.A..............  Grand Forks......  North Dakota.
Stutsman County State Bank....  Jamestown........  North Dakota.
Northland Financial...........  Steele...........  North Dakota.
Peoples State Bank............  Westhope.........  North Dakota.
Security State Bank...........  Wishek...........  North Dakota.
Dakota State Bank.............  Blunt............  South Dakota.
BankWest, Inc.................  Pierre...........  South Dakota.
Security Bank.................  Sioux Falls......  South Dakota.
First Bank of White...........  White............  South Dakota.
First Dakota National Bank....  Yankton..........  South Dakota.
-------------------------------
              Federal Home Loan Bank of Dallas--District 9
------------------------------------------------------------------------
Bank of Cave City.............  Cave City........  Arkansas.
First National Bank of          Crossett.........  Arkansas.
 Crossett.
Simmons First Bank of El        El Dorado........  Arkansas.
 Dorado, N.A.
Bank of Arkansas, N.A.........  Fayetteville.....  Arkansas.
Greers Ferry Lake State Bank..  Heber Springs....  Arkansas.
First National Bank of          Helena...........  Arkansas.
 Phillips County.
American State Bank...........  Jonesboro........  Arkansas.
Little River Bank.............  Lepanto..........  Arkansas.
Malvern National Bank.........  Malvern..........  Arkansas.
Merchants and Planters Bank...  Newport..........  Arkansas.
Pinnacle Bank.................  Pocahontas.......  Arkansas.
American Founders Life          Indianapolis.....  Indiana.
 Insurance Company.
The Cottonport Bank...........  Cottonport.......  Louisiana.
Kaplan State Bank.............  Kaplan...........  Louisiana.
Sabine State Bank and Trust     Many.............  Louisiana.
 Company, Inc.
Exchange Bank and Trust         Natchitoches.....  Louisiana.
 Company.
Liberty Bank and Trust Company  New Orleans......  Louisiana.
Sicily Island State Bank......  Sicily Island....  Louisiana.
St. Martin Bank and Trust       St. Martinville..  Louisiana.
 Company.
Concordia Bank & Trust Company  Vidalia..........  Louisiana.
The Evangeline Bank & Trust     Ville Platte.....  Louisiana.
 Company.
Progressive Bank..............  Winnsboro........  Louisiana.
First Security Bank...........  Batesville.......  Mississippi.
Peoples Bank of Franklin        Bude.............  Mississippi.
 County.
Bank of the South.............  Crystal Springs..  Mississippi.
Community Bank of Mississippi.  Forest...........  Mississippi.
Community Bank................  Laurel...........  Mississippi.
Century Bank..................  Lucedale.........  Mississippi.
Great Southern National Bank..  Meridian.........  Mississippi.
The Commercial Bank...........  Meridian.........  Mississippi.
Newton County Bank............  Newton...........  Mississippi.
First National Bank of Oxford.  Oxford...........  Mississippi.

[[Page 41019]]

 
The Citizens Bank of            Philadelphia.....  Mississippi.
 Philadelphia.
Renasant Bank.................  Tupelo...........  Mississippi.
The Bank of Belen.............  Belen............  New Mexico.
The Carlsbad National Bank....  Carlsbad.........  New Mexico.
Western Bank..................  Lordsburg........  New Mexico.
Community Bank................  Santa Fe.........  New Mexico.
Centinel Bank of Taos.........  Taos.............  New Mexico.
Amarillo National Bank........  Amarillo.........  Texas.
First National Bank of Bastrop  Bastrop..........  Texas.
Citizens State Bank...........  Buffalo..........  Texas.
1st Community Bank............  Corpus Christi...  Texas.
National Bank of Daingerfield.  Daingerfield.....  Texas.
Town North National Bank......  Dallas...........  Texas.
First National Bank...........  Edinburg.........  Texas.
First National Bank...........  El Paso..........  Texas.
First National Bank...........  Fairfield........  Texas.
First National Bank in Graham.  Graham...........  Texas.
First State Bank, Granger.....  Granger..........  Texas.
First Community Credit Union..  Houston..........  Texas.
First National Bank of          Huntsville.......  Texas.
 Huntsville.
The Laredo National Bank......  Laredo...........  Texas.
First State Bank of Livingston  Livingston.......  Texas.
The First National Bank of      Livingston.......  Texas.
 Livingston.
Lone Star Bank, S.S.B.........  Moulton..........  Texas.
Equity Bank, S.S.B............  Mt. Vernon.......  Texas.
First State Bank..............  New Braunfels....  Texas.
Texas State Bank..............  San Angelo.......  Texas.
Commercial National Bank......  Texarkana........  Texas.
Treaty Oak Bank...............  Texline..........  Texas.
Randolph-Brooks Federal Credit  Universal City...  Texas.
 Union.
American Bank, N.A............  Waco.............  Texas.
Union Square Federal Credit     Wichita Falls....  Texas.
 Union.
-------------------------------
              Federal Home Loan Bank of Topeka--District 10
------------------------------------------------------------------------
FirstBank of Arvada...........  Arvada...........  Colorado.
FirstBank of Aurora...........  Aurora...........  Colorado.
FirstBank of Douglas County...  Castle Rock......  Colorado.
Western National Bank of        Colorado Springs.  Colorado.
 Colorado.
FirstBank of Lakewood.........  Lakewood.........  Colorado.
FirstBank of Littleton........  Littleton........  Colorado.
Olathe State Bank.............  Olathe...........  Colorado.
FirstBank of Silverthorne.....  Silverthorne.....  Colorado.
First National Bank...........  Telluride........  Colorado.
WestStar Bank.................  Vail.............  Colorado.
FirstBank of Wheat Ridge......  Wheat Ridge......  Colorado.
Colorado Community Bank.......  Yuma.............  Colorado.
The First State Bank of         Burlingame.......  Kansas.
 Burlingame.
The Farmers State Bank........  Circleville......  Kansas
Emporia State Bank and Trust    Emporia..........  Kansas.
 Company.
Home State Bank...............  Erie.............  Kansas.
Union State Bank..............  Everest..........  Kansas.
First Community Bank..........  Kansas City......  Kansas.
First National Bank & Trust     Larned...........  Kansas.
 Co. in Larned.
Gold Bank.....................  Leawood..........  Kansas.
The Bank......................  Oberlin..........  Kansas.
First State Bank and Trust....  Tonganoxie.......  Kansas.
Security Benefit Life           Topeka...........  Kansas.
 Insurance Company.
Commerce Bank and Trust.......  Topeka...........  Kansas.
Capital City Bank.............  Topeka...........  Kansas.
Wellsville Bank...............  Wellsville.......  Kansas.
Boeing Wichita Credit Union...  Wichita..........  Kansas.
Emprise Bank National           Wichita..........  Kansas.
 Association.
First National Bank & Trust     Beatrice.........  Nebraska.
 Company.
Exchange Bank.................  Gibbon...........  Nebraska.
First State Bank..............  Gothenburg.......  Nebraska.
Bank of Nebraska..............  La Vista.........  Nebraska.
West Gate Bank................  Lincoln..........  Nebraska.
Home State Bank...............  Louisville.......  Nebraska.
Bank of Mead..................  Mead.............  Nebraska.
Farmers & Merchants Bank......  Milford..........  Nebraska.
First State Bank..............  Scottsbluff......  Nebraska.
Cattle National Bank & Trust    Seward...........  Nebraska.
 Company.
The First National Bank of      Valentine........  Nebraska.
 Valentine.
CharterWest National Bank.....  West Point.......  Nebraska.
Winside State Bank............  Winside..........  Nebraska.

[[Page 41020]]

 
AmeriState Bank...............  Atoka............  Oklahoma.
The First National Bank of      Chelsea..........  Oklahoma.
 Chelsea.
ABC Bank......................  Cherokee.........  Oklahoma.
First Commercial Bank.........  Edmond...........  Oklahoma.
Grand Savings Bank............  Grove............  Oklahoma.
American Fidelity Assurance     Oklahoma City....  Oklahoma.
 Company.
Weokie Credit Union...........  Oklahoma City....  Oklahoma.
First National Bank & Trust     Weatherford......  Oklahoma.
 Co. of Weatherford.
First National Bank in Wewoka.  Wewoka...........  Oklahoma.
-------------------------------
          Federal Home Loan Bank of San Francisco--District 11
------------------------------------------------------------------------
Omni Bank, N.A................  Alhambra.........  California.
First National Bank...........  Brea.............  California.
Western Sierra National Bank..  Cameron Park.....  California.
First Coastal Bank............  El Segundo.......  California.
Lake Community Bank...........  Lakeport.........  California.
Farmers & Merchants Bank of     Lodi.............  California.
 Central California.
Center Bank...................  Los Angeles......  California.
Wilshire State Bank...........  Los Angeles......  California.
Nara Bank.....................  Los Angeles......  California.
County Bank...................  Merced...........  California.
Heritage Oaks Bank............  Paso Robles......  California.
Valley Community Bank.........  Pleasanton.......  California.
1st Centennial Bank...........  Redlands.........  California.
Provident Central Credit Union  Redwood City.....  California.
Alliance Credit Union.........  San Jose.........  California.
Silver State Bank.............  Henderson........  Nevada.
-------------------------------
             Federal Home Loan Bank of Seattle--District 12
------------------------------------------------------------------------
Honolulu City & County          Honolulu.........  Hawaii.
 Employees FCU.
Rocky Mountain Bank...........  Billings.........  Montana.
Native American Bank, N.A.....  Browning.........  Montana.
Mountain West Bank, N.A.......  Helena...........  Montana.
Three Rivers Bank of Montana..  Kalispell........  Montana.
First National Bank of          Lewistown........  Montana.
 Lewistown.
Bitterroot Valley Bank........  Lolo.............  Montana.
Missoula Federal Credit Union.  Missoula.........  Montana.
Western Bank of Wolf Point....  Wolf Point.......  Montana.
Rogue Federal Credit Union....  Medford..........  Oregon.
First National Bank of Layton.  Layton...........  Utah.
Capital Community Bank........  Orem.............  Utah.
Deseret First Credit Union....  Salt Lake City...  Utah.
Anchor Bank...................  Aberdeen.........  Washington.
The Bank of The Pacific.......  Aberdeen.........  Washington.
Whatcom Educational Credit      Bellingham.......  Washington.
 Union.
Security State Bank...........  Centralia........  Washington.
North Cascades National Bank..  Chelan...........  Washington.
Bank of Whitman...............  Colfax...........  Washington.
Islanders Bank................  Friday Harbor....  Washington.
Community First Bank..........  Kennewick........  Washington.
Security Bank of Washington...  Mountlake Terrace  Washington.
Sound Community Bank..........  Seattle..........  Washington.
NorthStar Bank................  Seattle..........  Washington.
Yakima Valley Credit Union....  Yakima...........  Washington.
Yakima National Bank..........  Yakima...........  Washington.
First National Bank of Wyoming  Laramie..........  Wyoming.
The Rawlins National Bank.....  Rawlins..........  Wyoming.
First State Bank..............  Wheatland........  Wyoming.
------------------------------------------------------------------------

II. Public Comments

    To encourage the submission of public comments on the community 
support performance of Bank members, on or before August 1, 2005, each 
Bank will notify its Advisory Council and nonprofit housing developers, 
community groups, and other interested parties in its district of the 
members selected for community support review in the 2004-05 sixth 
quarter review cycle. 12 CFR 944.2(b)(2)(ii). In reviewing a member for 
community support compliance, the Finance Board will consider any 
public comments it has received concerning the member. 12 CFR 944.2(d). 
To ensure consideration by the Finance Board, comments concerning the 
community support performance of members selected for the 2004-05 sixth 
quarter review cycle must be delivered to the Finance Board on or 
before the August 1, 2005 deadline for submission of Community Support 
Statements.

John P. Kennedy,
General Counsel.
[FR Doc. 05-12951 Filed 7-14-05; 8:45 am]
BILLING CODE 6725-01-P